Larry M. Welenc

Independent Licensed Insurance Agent, Clearwater FL
National Producer (NPN) #: 16549786
FMO: Copeland Insurance Group, Longview TX

Life Insurance

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There Are Two Main Types Of Life Insurance:

  • Whole Life / Permanent – Will last for the rest of your life. Mostly used to cover final expenses, price is higher than term but, will never change.
  • Term Life – Will last for a determined amount of time. Mostly used to cover for things of value that need to be protected for a certain amount of time. Examples; Mortagage Loan, Kids, Boats, Cars, Business expenses, etc


If you have been denied for Life Insurance and are between the ages of 45-80, we can still help you but, you need to speak with an agent.